Pawn loans allow you to convert items that you don’t need on a daily basis into cash, yet still allow you to get your items back in the future if you so desire. Pawn loans can range from $15 to $15,000.
What types of items do we loan on?
We do loans on nearly everything! Some of the most common items clients bring to us include: Jewelry – intact or broken, Tools and Tool Boxes, Designer Handbags, ATV’s, Cell Phones, Game Systems and Accessories, Televisions, Laptop and Desktop Computers, Riding Mowers and Microwaves. Please contact us if you have questions about a particular item you may be interested in getting a loan on!
What do I need to apply for a loan?
All you need is your item(s) of collateral and your valid state-issued photo ID.
How does the loan origination process work?
Just bring in your item(s) into the store along with your ID. You can even make an appointment first by contacting us through our contact form hereif you would like! You let us know how much money you need. We evaluate and test the item(s), and come to an agreement on a loan amount. The loan agreement is completed, you get cash immediately, and we safely and securely store your item until you return for it.
What happens once I have my loan?
Pawn loans are extremely flexible, which is why so many people like them. The initial term of the loan is 30 days, however they can be extended as long as you need by just continuing to pay the monthly interest fee either through our app or in store. At any time you can pay the principal plus the interest due and get your item(s) back. If you decide you don’t want your item back all you have to do is stop paying the interest. No hassles with bill collectors – we just keep your collateral.
Payday loans allow you to write a personal check and postdate it for up to 2 weeks. You receive cash immediately, and the check isn’t deposited until the date the loan is due. Please give us a call or come in for more information if you are interested in learning more about payday loans.